Emory 2012 Benefits Guide Emory 2012 Benefits Guide : Page 1

Choices Emory University is proud to be a vital part of the Atlanta community. One of the reasons we are an employer of choice is the rich benefi ts package that we offer our Faculty and Staff. As a part of Emory University, you have numerous benefi ts available to you. You have a choice of medical plans — each with unique plan design features — including both consumer-driven, and traditional health plans. The medical plans provide coverage for prescription drugs and behavioral health as well as $0 co-pay for Routine Preventative Care services when the provider is in the Emory Provider Network (EPN) or Aetna National (In-Network). In addition, there are plans that provide coverage for dental, vision, disability, long-term care, legal services and more. We encourage you to take a close look at all the benefi t information provided in this guide. The benefi t programs are just one of the many ways Emory helps our Faculty and Staff Take Care of themselves and their family. Table of Contents Your Benefi ts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Who Can Enroll — Eligibility . . . . . . . . . . . . . . . . . . . . . Enrollment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Change In Your Coverage Mid-Year . . . . . . . . . . . . . . . Your Medical Plan Choices . . . . . . . . . . . . . . . . . . . . . . 2 3 4 5 6 Medical Plan Comparison Quick Guide . . . . . . . . . . . . 10 More Medical Plan Information . . . . . . . . . . . . . . . . . . . 11 Network Defi nitions . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Prescription Drug Benefi t . . . . . . . . . . . . . . . . . . . . . . . 13 Behavioral Health Benefi t . . . . . . . . . . . . . . . . . . . . . . . 15 Dental Coverage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 Flexible Spending Accounts (FSAs) . . . . . . . . . . . . . . . . 17 Vision Plan and Discount . . . . . . . . . . . . . . . . . . . . . . . 19 Disability Plans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 Life and Accident Insurance . . . . . . . . . . . . . . . . . . . . . 21 Long-Term Care Coverage . . . . . . . . . . . . . . . . . . . . . . 22 Group Home/Auto Insurance . . . . . . . . . . . . . . . . . . . . 23 Afl ac . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 Pre-Paid Legal Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 Retirement Plan Options . . . . . . . . . . . . . . . . . . . . . . . . 24 Additional Resources 2012 Medical, Dental and Vision Plan Employee Contributions . . . . . . . . . . . . . . . . . . . . . . 30 Frequently Asked Questions . . . . . . . . . . . . . . . . . . . . . 32 Glossary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34 Tier Zero Prescription Drug List . . . . . . . . . . . . . . . . . . . 36 Important Numbers and Websites . . . . . . . . . . . . . . . . 37 The Emory Employee Access Program (EVIP) . . . . . . . . 38 09/30/11 2012 Benefi ts Guide 1

Choices

Emory University is proud to be a vital part of the Atlanta community. One of the reasons we are an employer of choice is the rich benefits package that we offer our Faculty and Staff. As a part of Emory University, you have numerous benefits available to you. You have a choice of medical plans — each with unique plan design features — including both consumer-driven, and traditional health plans. The medical plans provide coverage for prescription drugs and behavioral health as well as $0 co-pay for Routine Preventative Care services when the provider is in the Emory Provider Network (EPN) or Aetna National (In-Network).<br /> <br /> In addition, there are plans that provide coverage for dental, vision, disability, long-term care, legal services and more. We encourage you to take a close look at all the benefit information provided in this guide. The benefit programs are just one of the many ways Emory helps our Faculty and Staff Take Care of themselves and their family.

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